Rates start at 9.50%	Click Rate Sheet.
Lending area:	Texas
Property types:	Commercial & investment real estate, including raw land
Loan structure:	First mortgage
Loan size:	$100,000 – $5,000,000 (Construction loans – $500,000 minimum)
Loan term:	Up to 3 years (12-month term with two 12-month extension options)
Loan-to-value:	Up to 80% LTV (Deal specific)
No amortization:	Interest-only monthly payments. Option to capitalize interest may apply
Basic conditions to close:	Title commitment, survey, entity docs, appraisal
Documentation:	State income; provide financial statement
Prepayment penalty:	No prepayment penalty nor obscure exit fee
Use of proceeds:	Business use only