Lending Parameters



Rates start at 8.75% Click Rate Sheet.
Lending area: Texas (Other states considered for Texas residents)
Property types: Commercial & investment real estate, including raw land
Loan structure: First mortgage
Loan size: $100,000 – $10,000,000 (Construction loans – $500,000 minimum)
Loan term: Up to 2 years (12-month term with 12-month extension option)
Loan-to-value: Up to 80% LTV (Transaction-specific)
No amortization: Interest-only monthly payments. Option to capitalize interest may apply
Basic conditions to close: Title commitment, survey, entity docs, appraisal
Documentation: State income; provide financial statement
Prepayment penalty: No prepayment penalty nor obscure exit fee
Use of proceeds:
Business use only